Kemper Direct Auto Insurance

Kemper Direct is dedicated to simplifying auto insurance with the right balance of competitive rates, stability and service. Kemper Direct is part of Kemper Corporation (NYSE: KMPR), one of the nationís leading financial service providers. Kemper Direct underwriting companies are rated ďA-ď (Excellent) by A.M. Best Company, the leading insurance industry rating authority.


You can buy your policy directly online and choose from a variety of payment plans and payment methods. We also offer a wide range of additional ways for you to save by offering a number of discounts, including when you pay your premium in full. And by dealing with us directly, we pass along the savings to you and still provide outstanding service. (Please note that discounts are not available in all states.)


Kemper Direct is always just a click of the mouse or a phone call away. You can visit our website anytime to update a current quote or purchase a policy. Once you become a policyholder, you can use our online Policyholder Services to get complete access to your policy activity and documents 24 hours a day. You can also manage your policy online:

  • Review your policy information and coverage amounts
  • Update your address, add vehicles and drivers, and make other changes to your policy
  • View and print your insurance identification cards, billing statements, and other policy documentation
  • Make online payments through our easy-to-use Payment Center
  • Enroll in EasyPay and make automatic payments through your bank account or credit card

Since accidents and other losses occur at all hours, you can report a claim 24 hours a day from anywhere in the United States or Canada. For your convenience and peace of mind, you will be assigned a claims representative who is familiar with your particular situation. This representative will assist you throughout the entire claims process and work to pay your claim within one week – often our claims are paid within just a few days. Getting you back on the road is our highest priority.